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Centenary University offers students multiple options and resources to assist in covering the cost of a student’s education. Financial Aid can come in many forms, including scholarships & grants, work study, and student loans. Financial Aid award packages offered by Centenary University may consist of a combination of awards from these types of aid programs.

General Rules Covering All Financial Aid

  • All financial aid combined may not exceed your Cost of Attendance.
  • You must be matriculated in a degree program at Centenary University in order to receive any financial aid other than private loans. (Note that some certificate program students also qualify).  Matriculated means that you are admitted to and enrolled in a degree or applicable certificate program.
  • Generally, students must be enrolled at least half-time (6 credits per semester) to qualify for aid. Exceptions are the Federal Pell Grant.

Scholarships & Grants

Scholarships and grants are considered gift aid. Always accept scholarships and grants offered to you first. Scholarship and grant money do not need to be paid back, therefore; this type of aid provides the best benefit to a student. Scholarships and grants are offered by Centenary University, the federal government, New Jersey state and private organizations. University-sponsored scholarships and grants are awarded to students based on academic merit, service to the community, talent, special activities, and financial need. Check out our Scholarships and Grants webpage for detailed information on scholarships and grants.

Work Study

Work study is a subsidized work program and funding can come from the federal government or Centenary for students who meet the general eligibility criteria and exhibit financial need on their FAFSA. This type of financial aid is a work program where funds can be earned if a student obtains an authorized job either on or off-campus. Check out our Student Employment page for detailed information on work study.

Federal Student Loans

Student loans offered by the federal government allow students to borrow additional funds to finance their education. Federal student loans provide student with favorable, low interest rates and flexible repayment terms. Check out our Loans page for detailed information on federal student loans.

Alternative Financing

If you still need additional funding to help pay for your education, there are additional options you can take advantage of such as Centenary University's tuition payment plans or a private student loan. Generally private student loans are considered only after your federal, institutional or state aid resources have been exhausted. Check out our Private Loan page detailed information on alternative loans.