Welcome to Open Enrollment 2019!

Centenary University will be conducting its annual Open Enrollment online through the ADP Portal from June 12 through June 23, 2019 for the plan year effective July 1, 2019.  As a reminder, employees must be scheduled to work at least 20 hours per week / 12 months per year to be eligible for these benefits. In addition, the following 10 month per year positions are benefit eligible: full-time Resident Director, full-time Coach and full-time 9 month Faculty Members.

Click on the presentation above to learn more about open enrollment. Be sure to turn on the audio!

Note: The deadline for enrolling in or changing your benefits online is June 23 at 11:59pm Eastern time.

WHAT IS OPEN ENROLLMENT?

During Open Enrollment, you can make changes to your medical, dental, and vision coverage.  You can enroll in a plan, switch plans, and add/drop coverage for yourself, your spouse/domestic partner, and/or your dependent(s).

An employee can make changes to their benefits throughout the plan year only when an employee experiences a qualifying life event. Some examples of a qualifying life event are marriage, divorce or legal separation, birth or adoption of a child, and loss of other coverage. Adding a new spouse/domestic partner and eligible dependent(s) up to age 31 may be done during the year provided it is within 30 days of the qualifying event. Dependents up to age 31 may be enrolled in their parent’s medical plan if they meet all of the eligibility requirements (please contact Human Resources for requirements). Adding a newborn baby to your plan must be done within 60 days of the birth. Also, if you are not covered by Centenary’s medical/dental plan and your coverage elsewhere ceases, i.e., due to your spouse’s/domestic partner’s loss of employment and medical benefits coverage, you may enroll in Centenary’s medical plans within 30 days of that event. Enrollment for any other reason may only take place during this Open Enrollment period.

Please note that waiving coverage (dropping out of the plans) or deleting any family members from coverage may be done at any time during the year.



WHAT ARE MY BENEFIT CHOICES?

The following benefit choices are available to you during this Open Enrollment period:

Medical Coverage – 3 Options
(click on plan names to review plan summaries)

Horizon Direct Access – Design 5
Horizon OMNIA – Design 3
Horizon OMNIA – Design 8

To view a side-by-side comparison of the medical plans, please click here.
To view the monthly premium rates for the medical plans, please click here.
To search for a doctor or hospital, visit www.horizonblue.com and click on “Find A Doctor.”  Choose “OMNIA” or “Horizon Direct Access” as the plan name when performing a search.

Dental Coverage – 2 Options
(click on plan names to review plan summaries)

Delta Dental PPO Plus Premier
Delta Dental DeltaCare Flagship DMO

To view a side-by-side comparison of the dental plans, please click here.
To view the monthly premium rates for the dental plans, please click here.
To search for a dentist, visit www.deltadentalnj.com and click on “Find A Dentist.”  Choose “Delta Dental PPO Plus Premier” or “Flagship” as the plan name when performing a search.

Vision Coverage – 2 Options
(click on plan names to review plan summaries)

VSP Vision Service Base Plan
VSP Premier Plan

To view a side-by-side comparison of the vision plans, please click here.
To view the monthly premium rates for the vision plans, please click here.
To search for an eye doctor, visit www.vsp.com and click on “Find A Doctor.”



You can also refer to the Benefits Guide for plan information and rates.   



HOW DO I ENROLL OR MAKE CHANGES TO MY BENEFITS?

If you would like to enroll in, terminate, or change your medical, dental, and/or vision coverage, please log onto ADP at www.workforcenow.adp.com from June 12 through June 23.  When you log on, you will be prompted to make your benefit selections, or you can click on Myself > Benefits > Enrollments.  Be sure to click on “Complete Enrollment” on the last screen to submit your selections.

You can also view the benefits you are currently enrolled in at any time by visiting ADP and clicking on Myself > Benefits > Enrollments.

If you have never created an account on ADP, instructions for doing so can be found here.  If you already have an ADP account and forgot your password, please visit ADP and click on “Forgot Your User ID/Password.”

Note: The deadline for enrolling in or changing your benefits online is June 23 at 11:59pm Eastern time.   


WILL I RECEIVE A NEW ID CARD?

Employees electing a new or different benefit plan will receive an ID card reflecting the new plan they selected, with an effective date of July 1, 2019.  If you elect a new plan, an ID card will be mailed to you from Horizon and Delta Dental.  If you continue in the same plans you are currently enrolled in, you will not receive a new ID card.  ID cards will not be mailed from VSP, as an ID card is not required to receive vision services.  For your convenience, you do have the capability to print your Horizon, Delta Dental, and VSP ID cards online.


WHAT IF I TAKE NO ACTION?

If you are currently enrolled in medical, dental, and/or vision benefits and you do not take any action, your benefit elections will remain the same.  Please note that the new rates will go into effect on July 1, 2019.


WHERE CAN I GET MORE INFORMATION?

There will be Open Enrollment information sessions taking place in Human Resources in Smith Hall, Room 122 on Wednesday, June 5 at 10am and 2pm.  The Open Enrollment session for the Parsippany campus will take place on Wednesday, June 12 at 11am. During these sessions, you will have an opportunity to ask questions and learn more about the plans.

In addition to these information sessions, you can also contact Christine Rosado at christine.rosado@centenaryuniversity.edu or 908-852-1400 x2334.  Or you can contact our benefit advocate DirectPath at 1-800-640-1898 who will also be able to assist you with any questions you may have. DirectPath is available Monday-Friday 8am-9pm and Saturday 9am-2pm.



Definitions

Coinsurance – The percentage of each health care bill a person must pay out of their own pocket. Non-covered charges are in addition to this amount.
Copayment – The amount you must pay out of your own pocket when you receive medical care or a prescription drug. A copayment applies to each in-network visit or prescription.
Deductible – The amount the insured must pay before any payment is due from the insurance company. A covered individual is responsible for their deductible only once each calendar year.
Out of Pocket Maximum – Each plan limits the amount an individual may pay out of their own pocket during a calendar year. Once the out of pocket maximum is met, benefits are paid at 100%. Deductibles, coinsurance, prescriptions, and copayments accrue toward this amount.
Pre-certification – Pre-certification may be required for certain procedures. Failure to obtain this authorization may result in a reduction or exclusion of benefits. Speak with your physician when using the following services: non-emergency hospital admissions, emergency hospital admissions, and complex imaging tests. Please note that this is not a complete list – contact your carrier for a comprehensive listing.